DWP State Pension Back Payments for Everyone in July 2025, Who Can Get and How to Claim?

DWP State Pension Back Payments for Everyone in July 2025: Imagine you find an old biscuit tin in your kitchen, and instead of cookies, it’s full of cash. That’s exactly how some pensioners in the UK felt when they received big state pension back payments in 2025. But before you dream of booking that cruise or buying a new TV, let’s understand who realty gets this money and how it all works. In 2025, the department for work and pension (DWP) started paying back money to people who were underpaid for years. These payments are not a gift or bonus- it is money that should have been paid long age. So far, more than £800 million has repaid, and some people have even received more than £100,000.

Why are these DWP State Pension Back Payments happening?

Between the 1980’s and 2020 many pensioners- mostly older women- were underpaid. These mistakes happened because of outdated systems and complicated rules. Earlier, women could claim a derived pension, which means they would get 60% of their husband’s pension. But many did not get this increase when their husband retired or passed away. In 2021, the DWP launched a big review called the legal entitlements and administrative practices exercise to fix these mistakes. By march 2025, they found 130,948 cases and paid back more than £804 million.

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Who can get this money?

Not every pensioner will get these payments. The DWP is focusing on certain groups. Let’s look at them one by one:

Married women BL category: These are women who reached pension age before April 2016 and received less than 60% of their husband’s basic pension. Form 2008, this increase was supposed to happen automatically, but it often did not.

Widows and some widowers: If your spouse passes away and your pension was not updated to include their entitlements, you might be underpaid. Over 50000 such cases have been found.

Over 80’s category D: Anyone over 80 is entitled to minimum state pension, even if they did not pay enough national insurance. Many were getting less than this minimum.

How much are people getting

The payment amounts very a lot. Some people got only a few pounds, while one lucky pensioner got over £128,000 – that’s enough to buy a small flat or a lot of tea scones. Here is a table showing the average payments:

GroupAverage Payment
Married Women£5,553
Widows£11,725
Over-80s£2,203

Some real-life examples show just how big these payments can be:

  • One window received £42,000 after her husband’s pension wasn’t transferred properly.
  • A daughter claimed £80,000 for her deceased mother.
  • The larger know case was £128000 owned since 1985

DWP State Pension Back Payments Amount

Let’s look at a breakdown by year:

YearNumber of CasesTotal Paid
202115,000£110 million
202230,000£208 million
202340,000£275 million
202432,000£156 million
202513,948 (so far)£55.7 million

As you can see, the DWP has been busy playing “catch-up” since 2021.

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When will people get their money?

Most people should have received their payments by mid-2025. The DWP started this correction work in 2021 and aimed to finish by the end of 2024. But, like waiting for a slow train, some cases are still ongoing. The DWP says it will finish the remaining cases by march 2027. If a pensioner has died, their family or executor can still claim the money. In some cases, if there is no family, the money is kept until someone claims it.

How to check and claim for DWP State Pension Back Payments?

Thin you might be owned money? Here’s what you need to do: Check if you fall into any of these groups:

  • Are you married women who retired before 201 and got less than £85 a week, while your husband receives full pension?
  • Are you a window whose pension didn’t increase after your spouse died?
  • Are you over 80 and get under £85 a week without pension credit?

Call the DWP pension service or write to them, there is no special form: just explain that you think you might have been underpaid. If claiming for a decreased person, the next of kin or executor can contact the DWP with their name, date of birth, national insurance number, and date of death. You can also use the Lane Clark and peacock (LCP) free online checker to get an idea, but you still need to contact the DWP to make a claim. The good news? These payments are not taxable and do not affect your benefits.

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Why did these mistaken happen?

Mistakes happen because of old IT system, poor, communication between the DWP and HMRC, and confusing rules. Many women’s records were not updated when their husbands retired or passed away. Experts worry that some people are still missing out. The national audit office thinks the total underpaid might be more than £1.5 billion in the end.

Top postcodes for big payments

Some areas in the UK saw higher total payments. Let’s look at where people are getting the most back: If you or your loved one lived in these areas, it might be worth checking.

RankArea/RegionTotal PaidAverage Payout
1Birmingham£21.3 million£6,480
2Manchester£18.9 million£6,210
3Glasgow£14.4 million£5,890
4Bristol£13.1 million£6,770
5Sheffield£12.7 million£6,110
6Leeds£11.9 million£5,740
7Liverpool£11.2 million£6,380
8Leicester£10.6 million£6,020
9Nottingham£10.1 million£5,650
10Cardiff£9.8 million£6,090
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